In this concluding episode, Michael Avery is joined by Abel Sakhua, Chief Sustainability Officer at Sanlam, and Nigel Beck, Head of Sustainable Finance and ESG at RMB, to examine how adaptation finance can be structured as a credible, investable strategy. They explore the role of insurers in pricing and managing climate risk, the importance of data and modelling, and how blended finance, public–private collaboration and long-term planning can support resilience across infrastructure, agriculture and communities.