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RMB is a division of First National Bank of Namibia Ltd, Reg. No. 2002/0180. A subsidiary of FirstRand Namibia Limited.

RC 1031371 Copyright © FirstRand 2026. All rights reserved.

SecurityAwareness

 

Security Awareness offers you comprehensive information to protect yourself against fraudsters and simplifies the process to report fraud.

 
 
Identity theft

Identity theft

Digital fraud

Digital fraud

Protect your account

Protect your account

Latest scams

Latest scams

 

Identity theft

 

Identity theft is when your ID or passport is stolen or when a false ID is created with your personal information obtained through phishing or from social media sites. Criminals use identity theft to get credit or open an account using your information and pretending to be you.

Examples of personal information

  • ID

  • Passport

  • BVN

  • NIN

  • Driver's licence

  • Email account

  • Payslip

  • Utility bill

  • Bank statements

Read more
 

Digital fraud

Phishing

  • This is a form of fraud where criminals attempt to access your confidential information

  • It is done either by an email request for information or by leading you to a fake website

  • Always verify the link before you click

Vishing

  • Vishing is similar to phishing, but instead of being taken to a fake website via an email. You typically would receive a call where the individual pretends to be from a bank and tries to persuade you to reveal personal information such as your username, password and PIN

  • Never disclose personal information over the phone regardless of the information they may already have about you

Smishing

  • Smishing is phishing through the use of an SMS, where you are encouraged to disclose personal information. The fraudster will pretend that the message is from a bank and it will prompt you to select a link

  • Always verify a link before you click and never disclose personal information over the phone or SMS

Lost and stolen devices

  • If your device gets lost or stolen, please call the bank or account officer immediately to report the incident

 

Protect your account

A strong password is critical to your security

Avoid using a password or variation of a password that you already use elsewhere. Also steer clear of variations of your name, or the names of family members or pets, as identity thieves can sometimes find this information on social media.

Never write down your PIN or password

Writing your PIN down, especially on your debit card, means that anyone in possession of it has access to your account. The same is true for your password. As an extra security measure, you should periodically change your debit card PIN and password.

Use strong authentication methods

Use strong authentication or two-factor authentication (2FA) to protect your transactions. Two-factor authentication is an identity and access management system.

 

Latest scams

Remote access software is becoming a very popular way for fraudsters to gain access to your banking profile. These are sophisticated software programs that enable fraudsters to remotely take control of your PC over the internet.

 

 

 

 

How to prevent identity theft

  • Never share your personal information on the phone, fax or on social media platforms

  • Verify all requests for personal information

  • Store your personal and financial documentation safely

  • Don't carry unnecessary personal information in your wallet or purse

  • When destroying personal information, either shred or burn it

  • Report a stolen or lost ID or driver's licence immediately

  • Request that sensitive documents be sent via registered or door-to-door mail

  • Pay attention to account cycles so that you can identify when communications intended for you, have not reached you

  • Install firewall and antivirus software protection to prevent a computer virus from sending out personal information from your computer

  • Choose a different PIN for your credit, cheque and debit cards, so that if you lose one, the other cards will still be safe

Do’s and Dont’s

  • Never give your Online Banking username and/or password to anyone

  • Never give your One Time PIN (OTP) to anyone

  • Never share your token with anyone

  • Never click on links in emails claiming to be from your bank (we never send links in our correspondence)

  • Always ensure you use the correct URL address for your bank in your browser

  • Be cautious of company names with web-based email addresses, e.g., junkmail@yahoo.com, @hotmail.com, @gmail.com, @ymail.com.

  • Review your transactions regularly

  • Don't expect to be selected as a winner if you haven't participated in the lottery or any competition

  • When in doubt, notify us

  • Never save your passwords to your browsers